The Evolution of Banking, Payments & Investment in Ghana
From the rise of mobile money—now with over 30 million active accounts—to evolving investment channels and banking reforms, the pace of change is fast and deep.
At the same time, the government’s economic agenda, including an active IMF program, is influencing policy, inflation, and regulatory decisions that impact how financial services operate.
This report breaks down what these changes mean for banks, fintechs, investors, and regulators. It looks at real-world challenges like interoperability gaps, trust in digital payments, and financial inclusion—and highlights opportunities for smart innovation and strategic growth.
If you’re looking to deepen your footprint or enter Ghana’s financial services sector, this report is your map.
In this report, you’ll get;
Clear insights on how mobile money is shaping consumer behavior
Analysis of government reforms and economic policies affecting the sector
Perspectives on digital payment infrastructure, regulation, and compliance
Opportunities to invest in the next wave of financial innovation
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